Mukh Mantri Sehat Bima Yojana 2026
Brief Information: The Punjab Government has launched the upgraded health insurance scheme providing free and cashless treatment up to ₹10 Lakh per family annually. This benefit is available to all resident families of Punjab at all government and empaneled private hospitals.
| Scheme Name | Mukh Mantri Sehat Bima Yojana (MMSY) 2026 |
|---|---|
| Benefit Amount | ₹10,00,000 per Family/Year |
| Status | Active (Registration Open) |
📄 Mandatory Documents
- Aadhaar Card: Linked with your active mobile number.
- Voter ID Card: Mandatory as proof of Punjab residency.
- Ration Card: Required for family verification.
- Mobile Number: For OTP and registration alerts.
| Eligibility | All permanent residents of Punjab (Voter ID required) |
|---|---|
| Hospital Type | All Govt Hospitals & Empaneled Private Hospitals |
| Treatment Type | Cashless & Paperless (Surgeries, Tests, Medicines) |
Residents can apply through the official State Health Agency (SHA) portal or by visiting their nearest Sewa Kendra. Ensure you carry your Aadhaar Card and Punjab Voter ID for the registration process. You can also visit the ‘Ayushman Mitra’ desk at any major government hospital for assistance.
Visit www.freedeshupdate.com for more updates.
❓ Frequently Asked Questions (FAQ)
Q1: Is the Voter ID card mandatory for this scheme?
Ans: Yes. To avail of the ₹10 Lakh benefit, a Punjab Voter ID is required to verify your status as a state resident.
Q2: I already have the old ₹5 Lakh card. Do I need a new one?
Ans: Yes, it is recommended to get your card updated through the SHA Punjab Portal or a Sewa Kendra to ensure the new ₹10 Lakh limit is activated.
Q3: Is this scheme only for low-income families?
Ans: No. Under the 2026 guidelines, this scheme has been expanded to cover all families in Punjab, provided they have a valid Punjab Voter ID.
Q4: Where can I find the list of private hospitals?
Ans: The complete list of empaneled private hospitals is available on the official sha.punjab.gov.in website.
Q5: Who can I contact for help?
Ans: You can call the Punjab Health Helpline at 104 (available 24/7) for any queries or assistance.